If you need an electric scooter, you might notice that they have a hefty price tag. This can be dismaying for those who want the device but can’t afford it. Medicare grants are a useful way to get around this problem. This article will explore what you should know about them.
Medicare is a federal health insurance agency. It features various grants that you can apply for depending on your health concerns.
This program is separated into two parts. These are Part A and Part B. Medicare Part A is designed for hospital visits and some healthcare services. These include nursing and some home care aid. Part A doesn’t have an age limit.
Medicare Part B is designed for non-hospitalized medical needs. If you want an electric scooter, you’ll apply for one under this section. Part B is mainly composed to meet the health concerns of those 65 years and older. In some cases, it will help younger people with disabilities.
To receive a Medicare grant, you must ensure that your scooter provider and doctor are enrolled in it. Otherwise, you’ll have a tough time getting one.
Many often confuse Medicare and Medicaid. Medicare revolves around insurance. It serves both disabled and elderly people. Unlike Medicaid, sometimes patients will need to pay for certain costs. Any payment will be small because the majority is covered by Medicare.
Medicaid is for low-income households. It doesn’t focus on health concerns, but rather one’s earnings. It usually has no out-of-pocket costs. Unlike Medicare, the qualifications vary depending on the state you’re in.
For Medicare to pay for your scooter, you’ll need to do a few things. One is to visit your doctor. Medicare necessitates that they do a thorough exam and then write a detailed report.
For your Medicare mobility evaluation, a physician will follow a checklist. This is provided by the agency. Some items they will assess are:
Besides this, your doctor should explain on the form why a cane or walker isn’t ideal. They also need to describe in detail your current condition. They must then say why this ailment requires you to have an electric scooter. Once this is done, they must prove that you have the mental capacity to drive the vehicle.
After your evaluation, they will send this report to the Medicare office. It will then be put into consideration. If Medicare agrees to pay for your device, they will send a letter to your mobility scooter supplier.
When the supplier receives this information, they must do a home assessment. This will decide if the desired scooter will work well for the space. Some aspects they will look at include:
After they complete it, the form will be sent to Medicare headquarters. You will then receive information about your power mobility device and when you can pick it up.
If you don’t hear back within a few weeks from the supplier, your application was probably denied. This could be due to it not fully disclosing why you need the scooter.
If Medicare denies your scooter inquiry, don’t worry. There are other alternatives you can try.
One is to appeal the decision. This allows an independent review. The review will determine if you should receive the scooter.
You might also want to think about a different physician. Your application might have been denied because of their information. If you feel that you unquestionably need a mobility scooter, find a doctor who can help you.
If you’re still denied, you’ll have to consider a different route. You might need to reach out to charities, like Motability, or contact Social Security. You could get Social Security disability benefits. If you receive a mobility scooter from this department, it will be free. But, you’ll need to wait many months as they receive thousands of applications.
Motability is a charity that provides free scooters. Unlike Medicare, a Motability grant provides mobility scooters at no charge. Every scooter provided by Motability comes with insurance and a maintenance package.
If you’d like to apply for a Motability grant, contact them. They will then discuss your needs and if you meet certain qualifications. These include being on Personal Independent Payment or Disability Living Allowance. If you don’t have these, you probably won’t receive a scooter from them.
There are a few durable medical equipment (DME) pieces that Medicare allows. These include:
If you need these, you can ask for them alongside your electric scooter grant. Many times they will be approved.
For many users, Medicare won’t provide a free electric scooter for disabled people. This program will significantly cut back its costs though. Due to this, you need to prepare for paying a small amount. Many times, you’ll have to finance about 20% of the total Medicare approved. The rest will be covered by the grant.
If you can’t pay the 20%, you might instead see if Medicare will let you rent the electric scooter.
While beneficial, there are a few downsides to renting. One is that you need to be in contact with your scooter provider. They must ensure that your rental is in good condition. You’ll also have to take the scooter to their store for constant maintenance. This could end up being a slight hassle for some.
If the supplier decides to end their Medicare contract, you might need to return the scooter. Afterward, you’ll have to search for another supplier to rent from.
In some cases, you can keep renting the scooter from them. You’ll no longer have access to their extra accessories though.
While you’ll have to watch out for this, renting is usually safe. When your rental scooter isn’t needed anymore, the supplier will arrange to pick it up at your home.
Medicare will insure your electric scooter if it’s damaged or stolen. If you need to have the scooter fixed, this program will usually cover the costs of a substitute.
You could also use a different insurance agency to pay for your scooter.
Be aware that not all insurances will provide this device. You’ll need to check beforehand to see if this is the case. A few might give you insurance, but only for a couple of months. Apart from this, traditional insurance will only provide you with cheap mobility scooters. If you need something more advanced, you’ll want to opt for Medicare.
Keep in mind you don’t have to invest in extra insurance for your new scooter, but it’s ideal. This can protect you and others should something go wrong.
Your mobility scooter provider will need to visit your home once again. This way, they can verify that your scooter is necessary and the insurance is authorized. Your provider can also confirm that the model you desire will work well for your living space.
Unfortunately, you’ll need to watch out for fraudulent suppliers. Some will take advantage of Medicare in spite of not being part of the program. While steps are in place to prevent fraud, sometimes there will be problems.
You can check if your supplier is Medicare certified by searching its database. If they registered with Medicare, you should find their name, location, and company on it.
You’ll also need to check that the supplier offers FDA-approved equipment. This ensures that the devices they sell are modern and safe.
A legitimate supplier will never ask you to pay more than what Medicare provides. If they do, this is a concern. You should contact Medicare to alert them about this illegal action.
Also, be wary of suppliers who claim they will have a doctor send in an evaluation. This is not lawful and is done to get personal information about you.
You might come across grandfather suppliers during your search. They don’t have a Medicare contract but are legally allowed to provide rented supplies. They must provide you with a letter notifying you of this fact.
You must always tell your supplier about potential changes in your health needs. This way, you will get the correct device for your condition. It will also help them know if you’ve decided to go off of Medicare.
Suppliers are required by law to provide proof of your home assessment and delivery. If you change homes or travel without letting them know, it could cause problems. It might also hinder you from getting the mobility tools you need.
If you find that the mobility scooter you request isn’t working properly, talk with the supplier. They can offer tips on how you can best use it. If the scooter no longer works, they could ask for a switch. This can save you from having to refile a new mobility aid grant.
This grant pays for most mobility scooter models. It’s vital to find the right option for your needs. By doing research, you’ll get a rapid and more detailed response.
Here are the models Medicare provides.
A compact electric scooter is the smallest option available. It’s best for tiny spaces and is easy to maneuver. You can fold it in half and store it away until it’s needed again.
Mid-size mobility scooters are one of the largest versions. They are heavy but extremely durable. This scooter has a wide seat and moves up to four miles per hour.
Three-wheel scooters incorporate two wheels in the back and one on the front. This mobility scooter is often granted by Medicare because it works well in homes. You can easily move through doors and around corners with it.
This mobility scooter is equipped with four wheels. A four-wheel scooter is a bit more stable compared to a three-wheel one. Because of this, it gives you a wider turning range.
You’ll notice that all-terrain electric scooters aren’t included. These scooters are meant to be used outdoors. Medicare only provides scooters that you will use throughout your home. You will need to pay for an outdoor mobility scooter yourself.
While you can apply for a Medicare grant at any time, there are deadlines. If you miss them, you risk having to wait extra weeks or months for a response.
The General Enrollment Period for Medicare Part B runs from January to March. You could also apply during the Special Enrollment Period. This spans the rest of the year and will not hit you with a late penalty.
You can apply during this period if you’re currently employed or have a group health plan. You can also apply if you’re unemployed as long as you do so within eight months of the termination.
On average, once you apply, you should get a confirmation in three weeks.
Medicare grants are a useful way to provide you with a free electric scooter. While the request can take time, it’s one of the best ways to gain a pricey model.
If you’d like to own an electric scooter, check outEverlasting Mobility’s selection. We offer a variety of Medicare-friendly models that cater to various needs.